What is Index Universal Life Insurance?A kind of permanent life insurance that includes a cash value component with a death payout is called Index Universal Life Insurance (IUL). Growth potential is offered by the cash value's relationship to an index of stock market performance. Additionally, policyholders can modify their premiums and death benefits with freedom, and minimum interest rates are guaranteed. Before thinking about an IUL as an insurance alternative, it's critical to comprehend the rules, restrictions, and costs related to it.
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